Getting Credit

In Canada, the most common types of credit are personal loans, lines of credit, credit cards and mortgages (for a home).

It is important that you have information about any credit you have received outside of Canada. It may be difficult to get credit without any Canadian credit history, so any information you have about your credit history will help.

There are a few ways to increase your chances of getting credit. Settlement.Org has a list of helpful options that can help you start credit in Canada.

Keep in Mind

  • If you apply for credit, you will likely have to show proof that you are employed and proof of your income.